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Terms of Use

Effective date: September 17, 2026. Please read these terms carefully. This draft requires final legal and business review before publication.

Acceptance of These Terms

By accessing or using Senior Needs Guide, you agree to these Terms of Use and the Privacy Policy. If you do not agree, do not use the website. You must be at least 18 years old and legally capable of entering into these terms.

What Senior Needs Guide Provides

Senior Needs Guide is an online information, education, and referral marketplace focused on senior needs in Maryland. The site may help users explore categories of services and contact independent providers. Senior Needs Guide is not a medical provider, care manager, home-improvement contractor, insurer, financial adviser, law firm, emergency service, senior-living facility, or government agency.

No Professional Advice or Emergency Services

Website content is general information only and is not a substitute for medical, legal, financial, insurance, housing, safety, or other professional advice. Always consult qualified professionals about your circumstances. If there is an emergency or immediate risk of harm, call 911 or the appropriate emergency service.

Independent Providers

Providers listed, featured, contacted, or referred through the website are independent businesses. Unless expressly stated in writing, Senior Needs Guide does not employ, supervise, direct, control, or endorse them. You are responsible for evaluating credentials, licenses, insurance, references, pricing, contracts, suitability, and compliance before hiring or relying on any provider.

No Guarantee of Results

Listings, comparisons, reviews, descriptions, availability, estimated costs, and other information may be incomplete, change without notice, or be supplied by third parties. We do not guarantee accuracy, availability, quality, safety, regulatory status, response time, outcomes, or that any provider will meet your needs.

Provider Participation and Paid Relationships

Some providers may pay for advertising, enhanced placement, leads, memberships, sponsorships, or other marketplace services. Paid relationships do not guarantee quality, suitability, or endorsement. Material paid placements will be identified where required. Ranking and presentation methods may consider relevance, location, availability, user needs, participation, and other factors.

Permitted Use

You may use the site for lawful personal or legitimate business purposes. You may not misuse forms; submit false, fraudulent, discriminatory, threatening, unlawful, or harmful content; scrape or copy substantial portions of the site; interfere with security or operation; impersonate others; introduce malicious code; or use the site in violation of applicable law or third-party rights.

Intellectual Property

The site design, text, graphics, logos, organization, and original content are owned by or licensed to Senior Needs Guide and are protected by applicable intellectual-property laws. You may view and print reasonable portions for personal, noncommercial use. No other license is granted.

Third-Party Content and Links

The site may contain provider-supplied information, reviews, advertisements, and links to external websites. We do not control third-party content or sites and are not responsible for their availability, policies, products, services, or security. Your dealings with third parties are solely between you and that third party.

Disclaimer of Warranties

To the fullest extent permitted by law, the website and its content are provided on an “as is” and “as available” basis without warranties of any kind, express or implied. We disclaim warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, and uninterrupted or error-free operation.

Limitation of Liability

To the fullest extent permitted by law, Senior Needs Guide and its owners, officers, employees, agents, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss arising from use of the site, reliance on content, provider conduct, or third-party services. Any limitation that is not enforceable will apply only to the maximum extent permitted by law.

Indemnification

You agree to defend, indemnify, and hold harmless Senior Needs Guide and its owners, officers, employees, agents, and service providers from claims, damages, losses, liabilities, and expenses arising from your misuse of the site, violation of these terms, or infringement of another person’s rights.

Changes; Governing Law

We may update these terms by posting a revised version with a new effective date. Continued use after an update means you accept the revised terms. These terms are governed by Maryland law, without regard to conflict-of-law principles, subject to any mandatory consumer protections that apply.

Contact

Questions about these Terms of Use may be submitted through the Contact page. A dedicated email address and telephone number will be added before launch.